Do I have to insure my son when he turns 16?

Do I have to insure my son when he turns 16?

My auto insurance company called me yesterday asking for the names and birthdays of my children. I refused to tell them anything. My oldest son will turn 16 in November, and I was not planning on adding him as a driver, because we have full coverage insurance and I thought that would cover anyone.

 

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I really wanna buy a two door hard top keep wrangler. I was just wondering roughly what would my insurance be like. I have never gotten in an accident or in trouble with the law, I have good grades, took a drivers Ed course and I'm a girl. Anyone know how much the would be? Roughly

 

 

If I get liability only insurance, and somebody else crashes into me, will I get my car repaired?

My grandma recently gave me a 2005 civic as a gift. Its great but comprehensive insurance is $230 a month. Ive looked around and thats about as cheap as it gets (I am a teenage male that's why its so expensive, despite my flawless driving record). I have been considering getting liability only insurance for a month or 2 because I need to get more hours at work to be able to afford comprehensive. If I get into an accident thats not my fault will i be out of luck or will the at fault driver have to repair my car?

 

 

Car insurance on a 95-98 toyota supra?

im 16-female..remain a B+ average. it would be full coverage... and i know the color can make a difference..prefreably white..maybe black. anyone know the ball park insurance price it would be for me?

 

 

Any suggestions on how to lower my car insurance?

I'm an 18 year old female driver, and about a month ago I got into a bad car accident due to a malfunction. When this occurred, the insurance and everything else was under my dad's name. Now that I bought a new car, my dad wants everything to be under my name because he doesn't want to get screwed over with high insurance and such, but the quote I got from Travelers (which was the insurance my dad was under)was around $800 a month, to insure my 2007 Honda civic, and my job doesn't pay enough to afford that. And I have other monthly bills to pay as well. Any suggestions on what I could do? Or what insurance company to switch too? Any helpful information is appreciated!

 

 

Do i have to have insurance?

i live with my parents. an my mom told me that our car insurance company says i HAVE to be insured, cause i have access to my parrents cars... can they do that?

 

 

Baby insurance HELP!?

im getting ready to have a baby in two months and i still dont have insurance for him...i dont know how and what kind to get please help???

 

 

Insurance rates on these cars?

I'm very fortunate to come from a middle class family, and my parents are footing the bill/insurance for my first vehicle. My budget is $22,000, but I would like to spend less than that, as my parents also pay for my university and some of my athletic fees (what my sponsors don't cover anyway.) My marks are good, which I know gives me a bit of a break on my insurance, there's a discount for being at least a B student and I don't plan on driving much, as I live away from home (where I intend to keep the car,) it's cheaper to take the bus (bus pass included in tuition,) and I'm a conscientiousness driver, driving is a privilege, not a right after all! But when it comes to the average insurance on these vehicles for an 18 year old (I've had my Learners since I was 15, with no demerits) 2005 BMW 545i 2007 BMW 3-Series 328i Sedan 2007 Cadillac CTS Sedan 2006 Audi A4 Sedan 2010 Volvo S40 2.4i R Sedan 2007 Mini Cooper 2011 Chev Camaro (base) 2007 Lincoln MKZ Sedan Would they be fair in terms of insurance in terms of what you know?

 

 

How much would it be to insure this car?

17 year old Female living in Miami, FL id be under my parents thing of course..they have state farm. I was wondering how much it would cost to insure a 2003 (or 2006) nissan 350z for me? just an estimate or range would be helpful thanks so much

 

 

How much would insurance be for me?

I'm 16 and I've had my license for about seven months now. We've had financial problems so we've held off getting insurance. But, now we have a situation where I would need to drive the spare car to and from school. (I would only be driving a total of 16 times, 32 if you count round trips) It's a Hyundai 2010 Elantra, but I may also be driving the 2012 Mercedes C250. Would it be more affordable if I were to go under my mom's insurance? Possibly my father's? My parents are divorced. My main guardian is my mother, but my father only has had one car incident while my mom has had several. All, however, have been minor. And, separate question, but is it possible to only get insurance for a month? If so, I think I would be able to pay for it myself, but if not, I would need a fairly cheap insurance policy.

 

 

Does NCD for a motorbike insurance work on a car insurance?

Hi, Does Non Clam Discount earned on motorbike insurance work will work for a futher car insurance? I'm a fresh young driver with no NCD and the first price for a car insurance is 6500 a year, so I can't really own a car with this rate... Is it possible to insure a motorbike (around 600) for like 2-3 years and then used this 2 or 3 years NCD to have the discounts on a car insurance? It could make me save a lot of money if it is possible!

 

 

Help! sears auto employee insurance?

does sears auto center provide free insurance from any injuries during their work of hours for the employees such as mechanics

 

 

Is there any advantage of group health insurance?

I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.

 

 

Cheap auto insurance in Alberta?

I just got my first car and I am looking for auto insurance for the first time. Which companies offer the best rates? My car is 1988 mazda, how much does the insurance usually cost for my situation per month?

 

 

What happens if you lie to a new car insurance provider?

I was cancelled for reasons out of my hands, apparently the insurance person didn't record I had spoken to them during a conversation. So my broker cancelled my insurance. Now everywhere I go they want to charge me a lot more for thsi cancellation and I can't get through to my company to try to have the cancellation revoked. What happens if I apply to another car insurance company and say i wasn't cancelled. I pay ontime there's nothing wrong, are they going to find out about the previous company somehow?

 

 

Will my son be turned down for insurance?

I have an autistic son, and I have decided he needs better hospital insurance than what he has (I have regular health insurance, but his hospital coverage is not great). So I applied for extra hospital insurance. Aside from being pretty severely autistic, he's physically a pretty healthy kid, no major problems, no ongoing treatment. However, recently he needed to have a dental procedure, and they decided it was best that it be done in the hospital, and that he be fully knocked out. A few years back, he also needed to be knocked out for an MRI (he had a seizure, but none since). Anesthesia is expensive, and when he had the dental procedure, it maxed out the hospital coverage on my current plan and I got stuck with a $9000 bill. Hence, the decision for better hospital insurance. When applying for health insurance, they do 5 year medical records check, and those two things are going to come up. What's going to happen... Will I have higher premiums? will they refuse to cover anything they deem is caused by his autism? Or will they flat out reject him? Or will it not be a problem?

 

 

Auto Body shop quote and Insurance quote?

My insurance adjuster came out and cut me a check for 1,200. The check issued is a fair price.The shop i trust gave me a quote of 1,300 which means I will only have to pay 100 out of pocket. My deductible is 500. Do i still have to pay 500 even though the check will cover most of the expenses?

 

 

Cheap Car Insurance for an 19 Year Old?

I am 19 years old and have found a good deal on an '09 Challenger , obviously this being a sports car and me being a 19 year old male my insurance rates would shoot through the roof to astronomical proportions. So my question is, what car insurance should I get if I decide to go through on this deal? I have already looked at Esurance and Progressive and have found nothing below $500, I am hopefully wanting to pay around $200-$300 if that is even possible. Please answer with suggestions about good companies or maybe even experiences where you were able to get really cheap insurance, please anything is helpful this is my dream car and I have the opportunity to seize it.

 

 

Why not sell medical insurance like Auto insurance?

I know this is long but please bear with me. Rather than set up a separate government run medical insurance or expansion of medicare to the general public....One criticism of government care is that it will be in direct competition with existing providers. Ultimately siphoning insurance customers away from traditional plans and onto the rolls of govt care causing these providers to go out of business. Here in my state the auto insurance companies MUST offer the same basic minimum coverage in order to do business in the state. Everyone here must have at least the same basic level of insurance (both auto and medical) . You can go to any provider you choose and this basic minimum insurance level costs the same . If you want more insurance you can pay for additional coverage. But that basic plan is available to all. So why not have a similar program for medical insurance as part of a nation wide group policy. This group can be subsidized by the government but it would be managed by the existing insurance providers. (In other words if you want to be in the insurance business you must offer and support this minimum plan which would be a foundation for any other plan you offer) The govt pays the insurance company a flat rate to manage each person enrolled in the basic plan. The more money the company saves (the better they manage the insurance) the more money they keep. However if that company provides poor management it will cost them. Either subscribers will change management companies if they feel they are getting a raw deal or wasteful management would not be payed for by the government. One advantage I see here is that consumers would have an alternative providers to go to if they feel wronged by a particular management company. Insurance providers also have an incentive to offer additional services to the basic plan members in order to attract more subscribers and earn money. With a govt program like medicare your stuck with the one provider (the governement). As they say One Choice is NO Choice.... If someone wants additional insurance they can buy additional coverage from any provider they choose. But No one could be denied coverage for the standardized basic plan. Since everyone is part of this national group policy the basic insurance is portable and independent of supplemental policy one may have. So if you change jobs or move to a different state you may loose the supplemental policy BUT your basic coverage remains intact. You merely transfer the company that provides the management services for the basic medical. Insurance providers would get paid by the fed to manage the participants in the basic plan for each participant in the basic plan. this would put market forces into play for the insurance providers to make money by attracting additional participants through better service or offerings. COunter to this is if the consumer gets crappy management services they can transfer to any other insurance provider.

 

 

What would be the best liability car insurance for me?

I just turned 17, I live in Alabama. I have had liability insurance before but i was on my dads. now i want to get my own. but when i had insurance before with State Farm i had to have it turned off. Now i need to know which company with liability would be best for me. I did get one speeding ticket before when i had insurance but that was like 6 or more months ago. Now im in Drivers Ed at school so i should get the insurance discount for that. So what would be the best and cheapest insurance for me. And will there be any fees or anything form me getting it turned off before?

 

 

Looking for health insurance for children?

I have a friend , a single mother of 2, is looking is looking for an affordable health insurance for her kids - 8 and 10. The mother is 46, with Graves Disease and require her to ...show more

 

Do I have to insure my son when he turns 16?

My auto insurance company called me yesterday asking for the names and birthdays of my children. I refused to tell them anything. My oldest son will turn 16 in November, and I was not planning on adding him as a driver, because we have full coverage insurance and I thought that would cover anyone.

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